Protect yourself

against losing hundreds of pounds in key costs

BUY NOW

from just £15 per year

From just £15 a year could save you over £250*

It’s only when your keys go missing, you realise just how much it could cost - in time, hassle and of course, money. How do you get into your house or car? Who do you contact? Who can you trust to sort it out? How do locksmiths charge so much - even just for call-outs?

For as little as £15 a year (just 4p a day) you can trust GAPInsurance123 Keycare to help sort it all out for you. With your keys either returned to you or, on our more comprehensive policies, up to £1,500 in costs for replacement keys and locks covered, it’s a low-cost way to avoid a potentially expensive headache.

BUY NOW FROM ONLY £15 PER YEAR

*All figures quoted are current as at June 2025. Figures are taken from claims paid by Keycare.
The average cost of replacing & reprogramming a car key is £300. The average cost to replace house locks is £265.

How much could it cost to replace your keys if they were lost or stolen?

£263.10

£249.97

£277.88

(Source: The figures represent the average cost to replace a key fob for these car brands)

A call out for a key locked in a car is approximately

£144

A call out for a key locked in a house is approximately

£120

A house deadlock varies from

£144 - £210

(Source: All figures are based on Keycare’s claims paid in 2024)

What your GAPInsurance123 Keycare includes

24/7 Emergency assistance - help and support from our UK based emergency helpline
Help with access into your home or car - and an approved nationwide network of locksmiths
Up to £1500 a year cover for lost/stolen keys, plus replacement locks and locksmith charges
Every key attached to your GAPInsurance123 Keycare fob is - not just your home and car keys
Convenience - if your vehicle is unusable due to lost or stolen keys we’ll cover vehicle hire (£40 per day for up to 3 days) or a taxi ride home
No excess to pay

Why choose GAPInsurance123 Keycare?

UK’s No 1

great recovery record
with over a third of lost
keys returned

Experts

with over 40 years’
experience, and a trusted
network of locksmiths

2.1 million customers

who rate us highly,
with 78.1% happy to
recommend us

(Source: Keycares NPS score customer research May 2025)

Get the facts before you get GAPInsurance123 Keycare

In 2024 about 30% of British people had their car keys stolen.
It costs, on average, £300 to replace and recode car keys.
Between February 2024 and December 2024, 43% of vehicles were stolen using the owner’s keys.

(Source: Keycare customer research & ONS)

How does GAPInsurance123 Keycare work?

We provide you with GAPInsurance123 Keycare fob to attach to your keys to start your cover. Your unique fob number helps us identify your keys should they go missing. If your keys are found, we manage getting them back to you at your convenience.

If your keys are not found, GAPInsurance123 Keycare will help get you back on track through our trusted network of locksmiths, in line with your level of cover.